Settle by LedgerPe

Settle by LedgerPe is a stablecoin settlement platform built for people and businesses in India that want to move between INR and stablecoins without relying on an exchange account or P2P trading. It connects Indian bank accounts directly with self-custody wallets and routes conversions through FIU-approved providers and regulated banking rails.

Users can on-ramp INR into USDC and other supported stablecoins or off-ramp stablecoins back into INR, with the expected amount and pricing shown before confirmation. Because funds move between a user's bank account and their own wallet, Settle is designed around direct settlement rather than leaving assets on a platform balance.

Key Features

FIU-Approved Routing

Settle takes a compliance-first approach to INR and stablecoin conversions.

• Routes conversion flows through registered providers
• Uses FIU-approved providers
• Connects transactions to regulated banking rails
• Avoids open P2P counterparties
• Designed for more traceable conversion flows

This structure is intended for users who want a clearer path between Indian banking infrastructure and self-custody wallets.

Direct Bank-to-Wallet Settlement

Move between INR and stablecoins without first depositing funds into an exchange account.

• Bank-to-wallet on-ramping
• Wallet-to-bank off-ramping
• Connect directly to self-custody wallets
• Avoid platform custody for the settlement flow
• Support INR to stablecoin and stablecoin to INR conversions

This gives users direct control over where their funds are held while the conversion takes place.

Rate Aggregation

Settle compares available conversion routes across supported providers.

• Aggregate available provider rates
• Compare conversion options
• Surface a better available rate
• Add redundancy across providers
• Switch routes when one provider is unavailable

Provider redundancy can help keep conversions moving when an individual route fails.

Live Conversion Calculator

See the expected settlement amount before confirming a transaction.

• Enter the amount you want to convert
• View the expected INR or stablecoin amount
• Review pricing before confirmation
• Understand the conversion outcome in advance

This makes the cost and expected settlement value clearer before funds are moved.

Multi-Chain Stablecoin Support

Settle supports wallet connections and asset flows across several major blockchain networks.

Supported networks include:

• Ethereum
• Solana
• Arbitrum
• Base
• BNB Chain
• Polygon

This gives users flexibility when holding or receiving stablecoins across different networks.

Built-In Swapping and Bridging

Move beyond INR conversion with integrated crypto asset routing.

• Swap token pairs
• Bridge assets between supported chains
• Access aggregated DEX liquidity
• Manage token movements within the same wallet-connected workflow

The built-in functionality makes it possible to handle certain asset conversions and cross-chain movements without relying on a separate platform.

Built For Individuals and Businesses in India

Settle is designed for Indian users who need to move between rupees and stablecoins while maintaining control of their own wallets. It can serve individuals managing personal stablecoin flows as well as businesses that need a direct settlement path between Indian bank accounts and digital assets.

The platform's provider routing, bank connectivity and self-custody approach are centered on reducing the need for exchange accounts and open P2P counterparties.

Common Use Cases

INR to USDC on-ramping: Convert Indian rupees into USDC and send the resulting stablecoins to a connected self-custody wallet.

Stablecoin to INR off-ramping: Convert stablecoins back into INR and settle the proceeds through an Indian bank account.

Self-custody settlement: Move funds between a bank account and a user's own wallet instead of maintaining a platform balance.

Business settlement: Give businesses a direct route between Indian banking rails and supported stablecoins.

Provider comparison: Compare available conversion routes to identify a better available rate.

Cross-chain asset movement: Swap tokens or bridge assets across supported networks using aggregated DEX liquidity.

Compliance-conscious conversion: Use FIU-approved provider routing instead of relying on open P2P counterparties.

Why It Matters

Moving between INR and stablecoins can involve exchanges, P2P counterparties and multiple intermediaries. Settle takes a different approach by connecting Indian bank accounts directly with self-custody wallets and routing conversions through FIU-approved providers and regulated banking rails.

Its rate aggregation and provider redundancy add flexibility to the conversion process, while the live calculator gives users visibility into the expected settlement amount before confirmation. Support for multiple blockchain networks, token swapping and bridging also extends the platform beyond a simple fiat on-ramp or off-ramp.

For users and businesses in India that want stablecoin settlement without maintaining an exchange balance, Settle provides a direct bank-to-wallet and wallet-to-bank workflow built around self-custody and compliance-focused routing.

Move Between INR and Stablecoins With Direct Settlement

Use Settle by LedgerPe to convert INR and stablecoins through FIU-approved providers, connect directly to self-custody wallets and settle through Indian banking rails. Compare available rates, see the expected amount before confirmation and manage supported token and cross-chain flows from the same wallet-connected platform.